Matthew Hager offers a full range of mortgage programs through 60+ lenders, ensuring every client gets the right loan for their situation. Whether you're a veteran using your VA benefit, a first-time buyer needing down payment assistance, or a homeowner looking to refinance, I'll shop competing lenders to find your best option.
$0 down, no PMI for veterans and active duty. As a combat veteran, I know the VA system inside and out.
$0 Down · No PMI3.5% down, credit scores as low as 580. Perfect for first-time buyers building credit.
3.5% Down MinCompetitive rates, no PMI at 20% equity. Best for buyers with strong credit.
Best Long-Term RateLower your rate, shorten your term, or tap equity. Including VA IRRRL.
60+ Banks ShoppedCHFA down payment assistance, low down payment options, and flexible programs.
Down Payment HelpNot Sure Which Program Is Right for You?
I'll review your situation, explain all your options, and recommend the loan that saves you the most money over time. No pressure, no sales pitch — just facts.