Matthew Hager | Colorado Springs Mortgage Broker
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Combat Veteran · 3 Deployments

Colorado Springs Mortgage
Broker

Matthew Hager is a combat veteran mortgage broker in Colorado Springs with 8 years of active duty Army service and 3 combat deployments. With access to 60+ lenders and 400+ loans closed, he specializes in VA loans for veterans at Fort Carson, Peterson SFB, USAFA, and Schriever SFB.

Apply Now Call (719) 600-9747
400+ Loans Closed
60+ Bank Network
8 Years Army
3 Combat Tours
Matthew Hager
Get To Know Matthew Hager

A Different Kind of Broker

"My career began with the US Army. After nearly a decade and three combat deployments, I landed in the Rockies with my wife & kids."

I am passionate about helping individuals from all walks of life achieve their dreams by becoming homeowners. My goal is for you to feel confident in the process – no surprises, no middleman, and always the most competitive rates.

400+ Loans Closed
60+ Lender Network
NMLS# 1906682
Meet Matthew →
🎖 VA Loan Specialist 🏔 Colorado Springs 🏦 60+ Bank Network 📞 (719) 600-9747
Matthew Hager — Combat Veteran Mortgage Broker
Get To Know Matthew Hager

A Different Kind of Broker

"My career began with the US Army. After nearly a decade and three combat deployments, I landed in the Rockies with my wife & kids. I am passionate about helping individuals from all walks of life achieve their dreams by becoming homeowners."

Whether it's refinancing an existing mortgage or purchasing a new home, I provide a customized experience by helping you find the best solution for your individual needs. My goal is for you to feel confident in the process – no surprises, no middleman, and always the most competitive rates.

400+ Loans Closed
60+ Lender Network
NMLS# 1906682
Meet Matthew →
Why Work With Me

The Hager Home Team Difference

01

Personal Approach

I'm not a call center. You get my direct line. I answer my phone. I've been in your boots — whether you're active duty at Fort Carson or a veteran buying your first home.

02

Better Deals

One bank gives you one option. I shop 60+ lenders competing for your loan. That means lower rates, better terms, and a mortgage built for your situation.

03

Smart Technology

I use technology to move fast — automated document collection, real-time rate shopping, instant pre-approvals. But you always get a human veteran on the other end.

Loan Programs

Every Path to Homeownership

🎖

VA Loans

Zero down, no PMI for veterans, active duty, and surviving spouses.

$0 Down · No PMI
🏠

FHA Loans

Down payments starting at 3.5% for buyers with scores as low as 580.

3.5% Down Min
📋

Conventional

Lower long-term costs and no funding fees for buyers with strong credit.

Best Long-Term Rate
🔄

Refinance

Rate-and-term or cash-out. Including VA IRRRL for veterans.

60+ Banks Shopped
🔑

First-Time Buyer

CHFA Colorado programs, down payment assistance, and FHA options.

Down Payment Help
View All Loan Programs
Service Areas

Colorado Springs Neighborhoods

🏔

Briargate

North Colorado Springs' premier family neighborhood. Top schools, newer construction.

North Colorado Springs
⛰

Monument

Affluent commuter town with mountain views and small-town charm.

El Paso County
🛩

Falcon

Fast-growing area near Schriever SFB. New construction, VA-friendly.

Near Schriever SFB
🎖

Fountain

Adjacent to Fort Carson. Heavy VA loan market. Active-duty Army families.

Near Fort Carson
See All Colorado Springs Areas
Common Questions

What Buyers Ask

Do I qualify for a VA loan in Colorado Springs?

If you're active duty, a veteran, or surviving spouse, you likely qualify. I'll pull your Certificate of Eligibility and walk you through it on the first call.

What credit score do I need to buy a house?

VA: 620+ typically. FHA: as low as 580 with 3.5% down. Conventional: 620-640+. I'll tell you exactly where you stand.

What is CHFA and do I qualify in Colorado?

CHFA is Colorado's Housing and Finance Authority — down payment assistance for first-time buyers who meet income and purchase price limits.

Why use a broker instead of going to a bank?

A bank has one product. I have 60+ lenders competing for your loan. That means lower rates and better terms.

Can I use a VA loan for a second home purchase?

Yes. VA loans can be used multiple times throughout your life if you've paid off your previous VA loan or sold the home.

How fast can you close a loan in Colorado Springs?

Most closings take 30-45 days. I've closed in as little as 21 days when needed for a competitive offer.

Apply Online

Apply With Matthew Hager

Get pre-qualified in minutes. No commitment required. Matthew reviews every application personally.

400+ Loans Closed
60+ Lender Network
NMLS# 1906682
01Basic info & your loan goal
02Income, employment & assets
03Matthew reviews & contacts you directly
Start Your Application →

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Prefer to call? (719) 600-9747 · mhager@xperthomelending.com

All loans subject to credit approval. Rates and fees subject to change. This is not a guarantee of approval.

Questions First?

Let's Talk Before You Apply

Not ready to apply online? Call Matthew directly — no scripts, no runaround, just straight answers about what you qualify for.

Call (719) 600-9747 Apply Online Instead
✉ mhager@xperthomelending.com