Matthew Hager is a combat veteran mortgage broker who specializes in VA loans for active-duty Army families in Fountain, CO — the community immediately adjacent to Fort Carson. With Fort Carson just minutes away, Fountain has one of the heaviest VA loan concentrations in Colorado Springs. Matthew understands PCS timelines, BAH, deployment scenarios, and the unique needs of Army families.
About Fountain, Colorado
Fountain is a city of about 30,000 located immediately south of Colorado Springs and directly adjacent to Fort Carson. It's one of the most military-friendly communities in Colorado, with a large population of active-duty Army families, veterans, and retirees. Home prices are more affordable than north Colorado Springs, making it accessible for junior enlisted and NCOs using their VA benefit.
Loan Programs for Fountain Buyers
- VA Loans: $0 down, no PMI, competitive rates. The #1 choice for Fort Carson families.
- FHA Loans: 3.5% down, flexible credit. Good for spouses without VA eligibility.
- Conventional: Competitive rates for those with strong credit and 5%+ down.
- USDA Loans: $0 down for eligible areas on the outskirts of Fountain.
Why a Veteran-Owned Broker Matters Here
I've been in your boots. I know what it's like to PCS with a family. I know the stress of house hunting while managing military obligations. And I know that VA loans are one of the most powerful benefits we earn through service. In Fountain — where so many Fort Carson families plant roots — having a broker who gets it matters. I'll fight for your offer, navigate VA appraisal requirements, and close on your timeline, not the bank's.
Frequently Asked Questions
Fountain has more affordable home prices compared to north Colorado Springs, with many homes in the $300K-$450K range. VA loans are extremely common.
No. There are no loan limits for VA loans as of 2020. Veterans can finance up to 100% of the home value with no down payment.
Fountain is immediately adjacent to Fort Carson — many neighborhoods are within a 5-10 minute drive to the main gate.
Yes. Fountain is one of the most popular areas for Fort Carson active duty due to proximity, affordability, and strong military community.
VA loans accept scores as low as 580-620. FHA starts at 580. Conventional typically requires 620+.
Yes, with a VA loan if you're eligible. VA loans allow $0 down. USDA loans also offer $0 down in some Fountain areas.