Matthew Hager helps families buy homes in Monument, CO — an affluent commuter town just north of Colorado Springs known for mountain views, larger lots, excellent schools, and a strong military community.
About Monument
Monument is a town of about 7,000 located just north of Colorado Springs along I-25. Known for its small-town charm, mountain views, larger lots, and excellent Lewis-Palmer School District, Monument attracts families who want more space while maintaining access to Colorado Springs employment and amenities. The area is particularly popular with Air Force Academy families and those seeking a quieter, more rural feel.
Loan Programs for Monument Buyers
- Conventional Loans: Competitive rates for buyers with strong credit and 5%+ down.
- Jumbo Loans: For homes above the conforming limit ($766,550 in El Paso County).
- VA Loans: $0 down, no PMI — popular with Air Force Academy families.
- USDA Loans: $0 down for eligible rural areas around Monument.
Why a Veteran-Owned Broker Matters Here
Monument has a significant military population, particularly from the Air Force Academy. As a combat veteran, I understand the unique needs of military families — PCS timelines, BAH calculations, VA loan requirements, and the stress of buying a home while serving. I'll make sure you get every benefit you've earned.
Frequently Asked Questions
Monument has higher home prices with many homes in the $500K-$800K+ range. Conventional and jumbo loans are common.
Yes. Monument is popular with Air Force Academy families and Peterson/Schriever personnel who want a small-town feel with larger properties.
Monument is about 20-30 minutes from central Colorado Springs via I-25. The commute to the Air Force Academy is about 15 minutes.
Many Monument properties have well and septic rather than city utilities. Some areas have HOA restrictions. It's important to understand these before buying.
Conventional loans typically require 620+. Jumbo loans may require 700+ for the best rates. VA loans are more flexible.
Yes. VA loans work well in Monument. There are no loan limits for VA loans, so veterans can finance up to 100% even for higher-priced homes.